Alero Plus / Fusion Plus Checking

 

Alero Financial - America 250 - Girl in Yellow Shirt with American Flag

Open a Checking Account and Earn a $250 Bonus* with Alero Financial

Looking for a checking account with a bonus? Alero Financial offers a simple way to earn $250 when you open a new eligible checking account and complete a few everyday banking steps.

As America celebrates 250 years of independence, it is a great time to focus on your own financial progress. Alero Financial is here to help you move forward with the right tools, local support, and straightforward solutions that fit your life.

When you open an Alero Plus or Fusion Plus checking account, you can earn a $250 bonus by setting up direct deposit, using your debit card, and enrolling in eStatements. These are simple actions that many people already take as part of their everyday banking routine.

Here's How to Earn $250

Open a new Alero Plus or Fusion Plus checking account.

  1. Enroll in eStatements within 30 days of checking account open date.

  2. Receive at least $2,500 in qualifying direct deposits within 90 days of checking account open date.

  3. Make 15 debit card purchases within 90 days of checking account open date.

Once complete, we will deposit $250 into your account within 45 days.

COMPARE ACCOUNTS 

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Celebrate Community. Nominate an Everyday Hero.

Across our communities, everyday heroes make a difference in ways big and small and their impact strengthens us all.  Do you have a teacher, nurse first responder or volunteer in your life? We want to recognize those who go above and beyond.

Nominate a hero today and help us celebrate the people who make our communities stronger. Selected nominees will be recognized as community heroes. If your nominated hero is chosen, they will receive a $250 Visa Gift Card, and you will receive a $25 Visa Gift Card. Winners may also be featured on Alero Financial's social media channels.

Nominations are open July 6 through December 31, 2026.

NOMINATE NOW

 

More Protection. More Value. Built Into Your Checking.

Protection. Savings. Added peace of mind. All built into your Alero Financial checking account.

Many people pay separately for services like identity monitoring, roadside assistance, cell phone protection, or telehealth access. With Alero Plus and Fusion Plus Checking, those valuable services are bundled together in one convenient place: your checking account.

Estimated combined value: up to $60 per month in included benefits

Be Prepared for Life’s Unexpected Moments

A cracked phone. A dead battery. A late-night medical concern. Suspicious activity on your credit.

Unexpected situations happen, and they often come with unexpected costs.

Your checking account can help you prepare ahead of time, with protections and services designed to support you when life happens.

Included Benefits1 That Support Your Everyday Life

Cell Phone Protection1

Receive replacement or repair costs up to $600 or the current value of your device, whichever is less, if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible per claim applies. Up to two claims and maximum of $1,000 per eligible account, per twelve-month period. Covers up to four phones on a cell phone bill. (Cell phone bill must be paid using eligible account)

Roadside Assistance2

24-hour coverage for roadside assistance services including vehicle towing, fuel/oil/ fluid/water delivery, and battery/lock-out/tire assistance up to $100 per occurrence. Maximum of two occurrences per twelve month period.

Telehealth Access3

Access to 24/7 video or phone visits with U.S.-based board-certified, licensed and credentialed doctors ready to help with physical and mental health care. There are zero copays, plus discounts on prescriptions and lab work. (Registration/activation required)

Identity Theft Protection and Credit Monitoring3,4

Identity theft can be stressful, time-consuming, and costly to resolve. Eligible accounts include monitoring tools, alerts, credit insights, and dedicated identity recovery support designed to help you detect issues early and navigate resolution if needed.

IDProtect® – Identity theft monitoring and resolution service4 including Credit Monitoring (Registration/activation required)

Daily credit file monitoring and automated alerts of key changes to your TransUnion credit report.


Real-Life Situations Where These Benefits Can Help

Unexpected expenses can happen at any time. Having protections built into your checking account may help reduce out-of-pocket costs when they do.

Cell Phone Repair

Cell Phone Protection2

Typical situation:

You drop your phone, and the screen shatters, or it’s stolen while traveling.

Without coverage:

Repairs or replacements can be costly, especially when you have newer devices.

With your eligible Alero Financial checking:

Coverage may reimburse repair or replacement costs up to applicable limits when requirements are met, helping reduce your out-of-pocket expense.

  • Coverage up to $600 per claim when the eligibility requirements are met
  • Covers up to four phones on your plan when the bill is paid with your account

A single covered incident could exceed your account's cost for years.

 

Roadside Assistance

Roadside Assistance2

Typical Situation:

Your car battery dies, you lock your keys inside your vehicle, or you need a tow after a breakdown.

Without coverage:

Emergency roadside service varies, but can be costly.

With eligible Alero Financial checking:

24/7 roadside assistance is included for covered service events, which may help avoid paying full service costs when assistance is needed.

One service call may cost more than your annual account fee.

 

Telehealth Access

Telehealth Access3

Typical situation:

You or a family member develops a minor illness, needs medical advice, or requires a prescription outside normal office hours.

Without coverage:

Virtual medical visits can be costly, add even with insurance, telehealth visits may come with a copay .

With eligible Alero Financial checking:

Eligible accounts include 24/7 telehealth access with no copays for covered consultations after registration, helping reduce the cost of care when you need it.

  • 24/7 access with no copays for eligible consultations
  • Physical and mental health support available (registration required)

Even occasional use may offset your monthly fee.

 

Identity Theft Protection

IDProtect® – Identity theft monitoring and resolution service1  with Credit Monitoring

Typical situation:

Suspicious activity appears on your credit report, or your personal information is compromised.

Without support services:

Resolving identity theft can involve significant time, stress, and expenses such as document fees, credit monitoring services, or legal assistance.

With eligible Alero Financial checking:

Monitoring tools, alerts, and dedicated identity recovery support are included, with identity theft expense reimbursement coverage available up to applicable limits, helping you navigate the resolution process.

  • Monitoring tools and alerts
  • Dark web monitoring (Registration/activation required)
  • Fully Managed Identity Theft Resolution Services
  • Up to $10,000 Identity Theft Expense Reimbursement Coverage2
  • Credit score tools and Credit Score Tracker4,5

These protections may provide meaningful value compared to the cost of the account.

 

One Unexpected Event Could Offset Your Account Cost

A single phone repair, roadside service call, or medical consultation could cost more than $60 per month, significantly more than your monthly account fee.

With built-in protections, your checking account helps you prepare ahead of time instead of paying entirely out-of-pocket when something happens.

More Than Protection: Everyday Banking Included

In addition to protection benefits, members receive:

Choose the Account That Fits You

Both accounts include the same core protection and lifestyle benefits.

Fusion Plus Checking:

  • Everything included with Alero Plus, plus interest earnings on balances
  • Designed for members maintaining higher balances
  • Interest earning
  • Fee waiver available with a qualifying balance and eStatements
  • Monthly service fee: $7.95

Alero Plus Checking

  • Full Protection bundle included with a lower monthly fee option
  • Fee waiver available with a qualifying balance
  • Monthly service fee: $5.95

All of this for as little as $5.95 per month

For many members, the bundled services may provide value that exceeds the cost of the account.

Why Members Choose These Accounts

✓ Protection from unexpected expenses

✓ Tools to monitor and protect their identity

✓ Convenient access to care and support

✓ More Value from everyday banking

✓ Greater financial confidence

All in one place.

Getting Started Is Simple

  1. Open or upgrade your checking account
  2. Activate your benefits online
  3. Start using your included protections and services

Some benefits require registration and activation

Built for Real Life, Not Just Banking

Alero Financial checking accounts are designed to help you manage everyday finances while providing tools that support protection, awareness, and convenience all in one place.

 

 

 

*America 250 Bonus Offer — Terms & Disclosures
Offer Period: 
Valid July 6, 2026 through December 31, 2026.
Eligibility:
 Offer available to new Alero Financial members and existing members who do not currently have an open consumer checking account and who open a new qualifying Alero Plus or Fusion Plus consumer checking account. Existing members with an active consumer checking account, including those who open an additional or secondary checking account, are not eligible. Limit one bonus per member, taxpayer identification number, and household. Employees, volunteers, officials, and directors of Alero Financial are not eligible. Membership eligibility requirements apply.
Bonus Requirements:
 To qualify for the $250 bonus, the following requirements must be completed:
 • Open a new qualifying Alero Plus or Fusion Plus consumer checking account during the offer period
• Enroll in eStatements within 30 calendar days of account opening • Receive cumulative qualifying direct deposits totaling at least $2,500 within 90 calendar days of account opening
• Complete a minimum of 15 qualifying debit card purchase transactions within 90 calendar days of account opening
Qualifying Activity Definitions:
 • Qualifying direct deposits are recurring electronic deposits made via Automated Clearing House (ACH) from an employer, payroll provider, pension administrator, or government benefits provider (such as Social Security). Transfers between accounts, person-to-person payments (including Zelle® or similar services), mobile check deposits, ATM deposits, and internal transfers do not qualify.
 • Qualifying debit card transactions include point-of-sale purchase transactions only. ATM withdrawals, cash advances, refunds, reversals, disputed transactions, and other non-purchase transactions do not qualify.
Bonus Payment:
 The $250 bonus will be deposited into the new qualifying Alero Plus or Fusion Plus consumer checking account within 45 calendar days after all promotional requirements have been met and verified. The account must be open and in good standing at the time of bonus payment.
Account Terms:
 The Alero Plus consumer checking account does not earn dividends.  The Fusion Plus consumer checking account does earn dividends. The Annual Percentage Yield (APY): 3.045% as of July 6, 2026. Rate may change after account opening. Fees may reduce earnings. 
Additional Disclosures:
 Bonus may be reported as interest or income to the Internal Revenue Service, and the recipient is responsible for any applicable taxes. Offer may not be combined with other checking account promotions. Alero Financial reserves the right to modify or discontinue this offer at any time; however, members who meet the stated requirements during the promotion period will receive the bonus.
Alero Financial reserves the right to modify or discontinue this offer at any time; however, members who meet all stated requirements during the promotion period will receive the bonus in accordance with these terms.
1 Benefits are available to personal checking accounts and their primary account owner, and joint account owner(s) subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable benefits. Some benefits require authentication, registration and/or activation. benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by the NCUA or any federal government agency, not a deposit of or guaranteed by the credit union or any credit union affiliate.
3 Available for the primary account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.
4 Credit score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness.
5 Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each monthto be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.

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