Alero Plus / Fusion Plus Checking
More Protection. More Value. Built Into Your Checking.
Protection. Savings. Added peace of mind. All built into your Alero checking account.
Many people pay separately for services like identity monitoring, roadside assistance, cell phone protection, or telehealth access. With Alero Plus and Fusion Plus Checking, those valuable services are bundled together in one convenient place: your checking account.
Estimated combined value: up to $60 per month in included benefits
COMPARE ACCOUNTS APPLY NOWBe Prepared for Life’s Unexpected Moments
A cracked phone. A dead battery. A late-night medical concern. Suspicious activity on your credit.
Unexpected situations happen, and they often come with unexpected costs.
Your checking account can help you prepare ahead of time, with protections and services designed to support you when life happens.
Included Benefits1 That Support Your Everyday Life
Cell Phone Protection1
Receive replacement or repair costs up to $600 or the current value of your device, whichever is less, if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible per claim applies. Up to two claims and maximum of $1,000 per eligible account, per twelve-month period. Covers up to four phones on a cell phone bill. (Cell phone bill must be paid using eligible account)
Roadside Assistance2
24-hour coverage for roadside assistance services including vehicle towing, fuel/oil/ fluid/water delivery, and battery/lock-out/tire assistance up to $100 per occurrence. Maximum of two occurrences per twelve month period.
Telehealth Access3
Access to 24/7 video or phone visits with U.S.-based board-certified, licensed and credentialed doctors ready to help with physical and mental health care. There are zero copays, plus discounts on prescriptions and lab work. (Registration/activation required)
Identity Theft Protection and Credit Monitoring3,4
Identity theft can be stressful, time-consuming, and costly to resolve. Eligible accounts include monitoring tools, alerts, credit insights, and dedicated identity recovery support designed to help you detect issues early and navigate resolution if needed.
IDProtect® – Identity theft monitoring and resolution service4 including Credit Monitoring (Registration/activation required)
Daily credit file monitoring and automated alerts of key changes to your TransUnion credit report.
Real-Life Situations Where These Benefits Can Help
Unexpected expenses can happen at any time. Having protections built into your checking account may help reduce out-of-pocket costs when they do.
Cell Phone Protection2
You drop your phone, and the screen shatters, or it’s stolen while traveling.
Repairs or replacements can be costly, especially when you have newer devices.
Coverage may reimburse repair or replacement costs up to applicable limits when requirements are met, helping reduce your out-of-pocket expense.
- Coverage up to $600 per claim when the eligibility requirements are met
- Covers up to four phones on your plan when the bill is paid with your account
A single covered incident could exceed your account's cost for years.
Roadside Assistance2
Your car battery dies, you lock your keys inside your vehicle, or you need a tow after a breakdown.
Emergency roadside service varies, but can be costly.
24/7 roadside assistance is included for covered service events, which may help avoid paying full service costs when assistance is needed.
One service call may cost more than your annual account fee.
Telehealth Access3
You or a family member develops a minor illness, needs medical advice, or requires a prescription outside normal office hours.
Virtual medical visits can be costly, add even with insurance, telehealth visits may come with a copay .
Eligible accounts include 24/7 telehealth access with no copays for covered consultations after registration, helping reduce the cost of care when you need it.
- 24/7 access with no copays for eligible consultations
- Physical and mental health support available (registration required)
Even occasional use may offset your monthly fee.
IDProtect® – Identity theft monitoring and resolution service1 with Credit Monitoring
Suspicious activity appears on your credit report, or your personal information is compromised.
Resolving identity theft can involve significant time, stress, and expenses such as document fees, credit monitoring services, or legal assistance.
Monitoring tools, alerts, and dedicated identity recovery support are included, with identity theft expense reimbursement coverage available up to applicable limits, helping you navigate the resolution process.
- Monitoring tools and alerts
- Dark web monitoring (Registration/activation required)
- Fully Managed Identity Theft Resolution Services
- Up to $10,000 Identity Theft Expense Reimbursement Coverage2
- Credit score tools and Credit Score Tracker4,5
These protections may provide meaningful value compared to the cost of the account.
One Unexpected Event Could Offset Your Account Cost
A single phone repair, roadside service call, or medical consultation could cost more than $60 per month, significantly more than your monthly account fee.
With built-in protections, your checking account helps you prepare ahead of time instead of paying entirely out-of-pocket when something happens.
More Than Protection: Everyday Banking Included
In addition to protection benefits, members receive:
- Complimentary cashier's checks
- One complimentary box of checks per year
- Complimentary overdraft protection advances from a qualified loan
- Interest earnings with Fusion Plus Checking
Choose the Account That Fits You
Both accounts include the same core protection and lifestyle benefits.
Fusion Plus Checking:
- Everything included with Alero Plus, plus interest earnings on balances
- Designed for members maintaining higher balances
- Interest earning
- Fee waiver available with a qualifying balance and eStatements
- Monthly service fee: $7.95
Alero Plus Checking
- Full Protection bundle included with a lower monthly fee option
- Fee waiver available with a qualifying balance
- Monthly service fee: $5.95
All of this for as little as $5.95 per month
For many members, the bundled services may provide value that exceeds the cost of the account.
Why Members Choose These Accounts
✓ Protection from unexpected expenses
✓ Tools to monitor and protect their identity
✓ Convenient access to care and support
✓ More Value from everyday banking
✓ Greater financial confidence
All in one place.
Getting Started Is Simple
- Open or upgrade your checking account
- Activate your benefits online
- Start using your included protections and services
Some benefits require registration and activation
Built for Real Life, Not Just Banking
Alero checking accounts are designed to help you manage everyday finances while providing tools that support protection, awareness, and convenience all in one place.
