Tired of Credit Cards with Sky-High Interest?

Our Visa card options feature competitive, transparent rates: Whether you’re building credit or carrying a balance, we keep it simple, fair, and easy to understand. You’ll always know what you’re paying and how to avoid interest altogether.

Mobile Control That Puts You in Charge

Download our free mobile app and you can lock or unlock your card instantly, set spending limits, receive real-time alerts, and manage payments on the go. Total control and total peace of mind, right from your phone.

Pay No Annual Fee with Any of Alero's Visa Card Options

Our members can enjoy the following benefits with their Alero Visa credit card:

• NO balance transfer fees. 
• NO annual fees.
• NO minimum finance charges.
• Lower-than-average interest rates.
• uChoose Rewards^® 
• Convenient, self-service security features in our digital banking app.

Pay Less Interest and Eliminate Debt Faster With a Balance Transfer

If you're struggling with high interest rates from your other credit cards, ask us about transferring your existing balances to our low-rate Visa card. When you transfer your debts to a credit union card, you'll enjoy paying significantly lower interest rates. This means that more of your monthly payments will got o paying down the principal and won't be wasted on interest. Plus, with a balance transfer to Alero you'll pay no balance transfer fees, no annual fee, and no minimum finance charge, meaning you can start saving immediately without paying hidden costs.

Learn how to get started by visiting our Balance Transfers page.

Real Human Help When You Need It Most

Call us today to answer your questions and apply for your new card. You can reach our Member Center Monday through Friday from 7 a.m. to 5:30 p.m. Central.

CALL: 1-800-359-1939

Advanced Fraud Protection Without the Headaches

Your security is our priority. Our Visa cards come with built-in fraud monitoring, instant transaction alerts, and zero liability for unauthorized charges. If something doesn’t look right, we'll try to get you real help, fast. Learn more about how we prevent fraud.

Ready to Get Started?

Still Have Questions?

*APR = Annual Percentage Rate. The Annual Percentage Rate is determined by adding 6.65-14.65 for Platinum Cards and 8.65-16.65 for Advantage Cards to the Prime Rate. The Prime Rate used to determine your APR is the rate published in the "Money Rates" table of The Wall Street Journal on the last Friday of each month; if the last Friday is a Federal Holiday the following day's Prime Rate will be used and is effective the first day of the following month. Rates may change after the account is opened.
uChoose Rewards is a registered trademark of Fiserv, Inc. Apple Pay is a trademark of Apple Inc.  Google Pay is a trademark of Google LLC.  Samsung Pay is a trademark of Samsung Electronics Co., LTD.

**Applicants must sign up for a Visa® Platinum Advantage, Visa® Advantage, or Share Secured Visa® from Alero Financial during the promotional period. 5X bonus points can be earned for up to six months on Alero uChoose Rewards® Visa® credit cards opened starting January 1, 2024 for a limited time on qualifying purchases made at select gas stations, grocery stores, and utility bills. 5X points equal five (5) points per $1 purchased. Limit 25,000 points, which is equal to a cash redemption value of $250.00. After the six-month promotional period expires, members will earn the standard one (1) point per dollar spent on all eligible purchases. This offer applies only to new credit cards opened during the promotional period; existing Visa credit cards are not eligible. Activation required. See the uChoose Rewards website at uchooserewards.com for full program terms and conditions. Restrictions may apply. Gas, grocery, and utility categories are based on each individual merchant’s classification, so purchases made at similar merchants may be classified differently and, as such, may not qualify for bonus points. Gas purchases at warehouse and membership clubs, grocery stores, car washes, auto repair stores, and superstores that sell gasoline may not be coded as gas stations and may not be eligible for this offer. Grocery purchases at warehouse and membership clubs, convenience stores, and superstores that sell groceries may not be coded as grocery stores and may not be eligible for this offer. Cash advances, transfers, ATM transactions or PIN transactions do not qualify.  Alero reserves the right to end the promotional offering at any time. Contact Alero for complete details.