Join a credit union family that cares about your success!
Apply for membership today and become a member-owner of a not-for-profit financial cooperative dedicated to helping you live your best life.
To get started, choose one of these two options to apply for membership:
Do it Yourself: Any time of day or night, you can start your digital application by clicking Apply Online below
Get Help: Want to talk to a real person who can help you open an account? Book a phone or Teams meeting at a time that works best for you during the hours of 9 a.m. and 4:30 p.m. CT Monday through Friday. (¡Hablamos español!)
When you apply, here are some things you'll need to speed the process:
Social Security Number or ITIN
Valid government-issued identification card: Options include a driver’s license, matricula consular, state ID card, passport, or a U.S. military ID
Recent proof of home address on a power or water bill for your current residence (applicable if this information is not on your government-issued ID)
Want to know if you qualify for membership?
Whether you live near one of our branches, work or an employer partner, are related to a member, or just want to join our charitable foundation, you have options no matter where you are in the United States! Read our FAQ below to answer your all questions about Alero membership.
Frequently Asked Questions
When you join Alero, you become part of a family of members working together to empower one another's financial success.
We do this by offering our members free access to:
a mobile banking app with 24/7/365 account access and money management tools
money management and payment tools like Bill Pay and Zelle®
nationwide cash access via thousands of surcharge-free ATMs and sister credit union branches
easy-to-redeem cashback and rewards on debit and credit card purchases
a new member discount on auto or signature loans, plus access to special monthly promotions
special members-only discounts year-round
confidential 1-on-1 money coaching with certified financial experts offering guidance on paying off debt, saving money, buying a car or home, building your credit score, and more
tools to help you save for home improvements, vacations, weddings, holiday gifts, and more
a Member Center with patient, kind experts who are just a phone call or email away when you have questions or need help
and much more!
If you're over the age of 18, you can apply for membership in one of three ways:
Tap or click JOIN NOW at the top of this page to start your application.
Call our Member Center at 1-800-359-1939 Monday through Thursday from 9 a.m. – 5:00 p.m. | Friday 8 a.m. – 6:00 p.m. | Saturday 9 a.m. – 12:00 p.m. CT.
It takes about 10 minutes to fill out an application.
It'll go faster if you have the following on hand before you start:
Your Social Security Number or ITIN
Your government-issued ID (i.e. state-issued driver's license/ID, matricula consular, or passport from your country)
Your checking or savings account and routing number (or debit/credit card information) to fund your account electronically.
Please note that you will need to maintain a $5 minimum balance as part of our membership requirement.
All CAFCU members are required to make a minimum deposit of $5 into a Regular Share account to secure membership. These funds must remain in place throughout your membership. This is your "share" in the credit union and makes you a member-owner of CAFCU.
As a new member, you can start saving right away with our New Member Discount!
We want to help you start saving money as soon as you join Alero. That's why, for 60 days after you open your account, you qualify for a discount of 0.25% off the APR* on a fixed-rate home equity loan, vehicle loan, or signature loan.
When you apply online, remember to use the promo code NEWMEMBER.
Once those 60 days run out, you'll also enjoy access to special promotions we run year-round to help our members get ahead.
Good news! There are a few ways to join our credit union family. You have options!
Membership is open to anyone who:
works for an employer partner (also known as a "sponsor company.") Does your employer offer Alero's free financial wellness benefit? Alero partners with hundreds of companies large and small across the U.S. to offer employees the benefit of credit union membership. Find out if your employer is on the list by calling our Member Center at 1-800-359-1939 Monday through Thursday 9 a.m. to 5:00 p.m. | Friday 8 a.m. - 6:00 p.m. | Saturday 9 a.m. - 12:00 p.m. CT.
is a family member of a current Alero member, whether a spouse, parent, child, grandparent, grandchild, sibling, aunt, uncle, cousin, niece, nephew, in-law, step-child, or domestic partner.
lives or works within a 25-mile radius of a Alero branch.
is a member of The Hope Group* (you can easily join at the end of your application).
Once you’ve submitted an application, here’s what will happen:
Alero staff will reach out with a secure email with your member number and other important information.
Download our mobile app and register using the instructions on our digital banking page.
Don't know what your member number is? Contact our Member Center at 1-800-359-1939 Monday - Friday from 7 a.m. to 5:30 p.m. CT.
*The purpose of The Hope Group is to offer educational grants to colleges and/or universities to be placed in their General Scholarship fund.
