Refinance a Vehicle Loan | ALERO FINANCIAL

Vehicle Loans

Alero Financial auto loan refinancing promotion offering up to $500 cash back.

Does your bank pay you to refinance? Alero Financial does.

Refinance an eligible vehicle loan of $5,000 or more from another lender and receive 1.50% cash back, up to $500*, plus 90 days with no payments.**

Whether you are looking for a more manageable payment, a different loan term, or a little extra room in your budget, Alero Financial is here to help you consider your options.

REFINANCE MY VEHICLE

How the auto refinance offer works

1. Apply during the promotional period

Submit your vehicle refinance application between September 1 and December 31, 2026.

2. Refinance an eligible loan

Move a qualifying vehicle loan of $5,000 or more from another financial institution to Alero Financial.

3. Receive your cash bonus

If the loan is approved and funded, the bonus will be deposited into your Alero Financial membership account within 30 days of funding, subject to the promotional period.

What vehicle loans are eligible?

This promotion is available for qualifying loans on:

Cars
Trucks
SUVs
Motorcycles
RVs
Recreation vehicles

Is refinancing right for you?

Vehicle refinancing may be worth considering if you want to:

Explore a different monthly payment
Adjust the length of your loan
Consolidate your vehicle financing with a trusted financial partner
Create more flexibility in your short-term budget
Receive cash back through this limited-time promotion.

APPLY TO REFINANCE

Frequently Asked Questions

Eligible members who submit a qualifying vehicle refinance application between September 1 and December 31, 2026 can receive a cash bonus equal to 1.50% of the funded refinanced loan amount, up to $500. The refinance must be for at least $5,000 and must move an eligible vehicle loan from another lender.
The bonus is 1.50% of the funded refinanced loan amount, with a maximum bonus of $500. For example, a funded refinance of $20,000 may qualify for a $300 bonus.
You must refinance at least $5,000 from another lender to qualify for the promotional bonus.
No. Existing Alero Financial vehicle loans and internal refinances are not eligible for this promotion. Indirect loans are also excluded.
The cash bonus will be deposited into the member’s Alero Financial membership account within 30 days after the qualifying loan is funded. The loan must be current, with no past-due payments, when the bonus is paid.
Yes. Membership and other eligibility requirements apply.
No. Loans are subject to credit approval, membership eligibility, and normal underwriting standards. Rates, terms, and offers may change and cannot be combined with other promotions.

Ready to explore your refinance options?

A vehicle loan should support where life is taking you. See whether refinancing with Alero Financial could create more room in your budget and earn you cash back along the way.

APPLY TO REFINANCE

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_{*Cash back offer valid on vehicle loan refinance applications submitted between September 1, 2026 and December 31, 2026 including autos, motorcycles, RV’s, and recreational vehicles. Refinance an existing vehicle loan from another lender in the amount of $5,000 or greater and receive a cash bonus equals 1.50% of the funded refinanced loan amount, up to a maximum of $500. Offer not valid on existing Alero Financial vehicle loans, internal refinances, or indirect loans. Cash bonus will be deposited into the member’s Alero Financial membership account within 30 days of loan funding. Loan must be funded and current with no past-due payments at the time the bonus is paid. Bonus may be reported to the IRS as required by law. Offer subject to credit approval and normal underwriting standards. Rates, terms, and offers are subject to change and may not be combined with other promotions. Offer valid for a limited time. Alero Financial reserves the right to modify or discontinue this offer at any time. Offer available to eligible members of Alero. Member eligibility required. Limit one bonus per member.}

_{**Deferring payment is optional. First payment may be deferred up to 90 days from the date of funding. Interest accrues daily from the funding date and is repaid over the term of the loan. Deferring payments will increase the total finance charge paid over the life of the loan. Offer valid only on qualifying vehicle loan refinances from another lender. Contact Alero Financial for complete details.}