If you've ever wanted to start investing but got stuck the moment someone asked "so what do you want to invest in?," you're not alone. For most people, that question is where the whole plan falls apart. You don't have a finance degree. You don't follow the stock market. You're not sure what an ETF is, let alone which ones to buy. So you do nothing, and your money may remain in cash or savings while inflation can reduce purchasing power over time. Robo-advisors were designed to make diversified investing more accessible.

Major retailer data breaches often spike during the holidays. Learn how to protect your information, detect fraud early, and keep your finances secure with practical tips from Alero Financial.

Trying to decide whether to lease or buy your next car? We break down the key differences, costs over time, and lifestyle factors to help you make a confident, informed choice.

Kids start forming money habits by age 7. Learn how to model healthy behaviors and how your credit union can help families build lifelong financial skills together.

0% interest credit card offers can be helpful in a pinch, but if you are not careful, you might end up paying back interest on your entire balance. Learn what to watch out for, how to build an emergency fund, and how to protect yourself.

Dreaming of homeownership but feeling priced out of the market? If you're open to putting in a little elbow grease or working with a contractor, a fixer-upper could be the right path. These livable homes need repairs or updates, but they can offer big rewards for the right buyer.

Your credit score isn’t just a number. It reflects your financial health. And when it’s low, it can quietly chip away at your opportunities and wallet. At Alero Financial, we’re here to help you manage your credit and understand how it affects your overall financial picture.

Finally, some welcome news awaits those wishing to purchase a home — following years of skyrocketing increases, home prices are back to growing at a healthier, more sustainable pace. Following back-to-back double-digit increases in 2021 and 2022, the national year-over-year growth from November 2023 to November 2024 was just 3.8%. The slowing price increases are welcome news for many would-be buyers, especially if you are buying your first home and don’t currently have equity in another house to put on the market.

Health and wellness are no longer just about green smoothies and gym memberships. Today, wellness means something bigger. It’s about how we feel day to day — physically, mentally, emotionally, and yes, financially.

If you're feeling weighed down by high-interest loans or credit card payments that seem to never shrink, refinancing could be a game-changer. By securing a lower interest rate or better loan terms, you can reduce your debt faster and free up money for other financial goals. In this guide, we'll break down how refinancing works, when it makes sense, and how it could help you take control of your finances.

When it comes to personal finance, one of the most common dilemmas is about deciding between saving money or paying off debt. Both goals are essential for financial wellness, but which should take priority? Truthfully there is no one straight answer. The reality is that it depends on your individual financial situation. In this blog, we’ll break down the pros and cons of saving versus paying off debt, offer tips to evaluate your unique situation, and provide practical strategies to achieve financial wellness.

Financial coaching is a great tool to help you take control of your financial life.

When people think of budgeting, the first things that come to mind are often financial security, saving money, and reducing debt. While these are all crucial benefits, budgeting offers much more than just monetary stability. A well-maintained budget can improve your mental health, relationships, sleep quality, and even your overall well-being. In this blog, we'll explore some of the uncommon benefits of keeping a budget — those that go beyond numbers and bank accounts.