Below is important information to help you make the most of your mortgage as you make yourself at home in your new house.
Questions? Here are all the ways you can contact us. You can also use the contact form on the bottom of this page.
The first thing you'll want to do after your new mortgage is approved is download our free mobile app. This will allow you to access your accounts 24/7, view statements online, and more.
Click below or go to your preferred app store on your phone and search CAFCU to get started.
Options for paying your mortgage include:
Transferring money from your CAFCU or external accounts when logged in to CAFCU's digital banking app.
Scheduling payments from your CAFCU or external accounts using External Transfers.
Scheduling a recurring ACH payment from any financial institution for free with Auto Pay.
Making urgent, same-day payments from another financial institution or with your debit card with Swivel Pay.
NOTE that First Mortgage loans are not eligible for repayment through payroll allocation or via Co-Op Shared Branches.
Once you've downloaded our mobile app, remember to enroll in eStatements so you can access your statements anytime and anywhere when logged in.
Make bill payments easier by funding your CAFCU accounts with direct deposit of your payroll.
Visit our Direct Depositpage to get all your questions answered about how to set up direct deposit and allocate your paycheck to pay bills and save for your future.
Be prepared for future payments by setting up a Name Your Own account to set aside money to cover property tax and insurance bills.
In most cases, you will be responsible for making any property tax payments when they come due. We currently do not offer any escrow programs for our mortgage loans.
You should receive your mortgage interest statement (Form 1098) by January 31 of each year. As of 2024, you will only receive a 1098 if you have paid more than $600 in mortgage interest.
Choose Apply for Loan/Account > Open an Account > Apply Now
An application will pop up. Select the additional account you want to open.
You can choose Traditional Checking, Rewards Advantage Checking, Money Market, Holiday Club, or Name Your Own Club.
You can also apply for one of our low-rate credit cards or loans online! Click on the links below to get started.
Add a low-rate Visa® credit card and earn easy-to-redeem cashback and rewards.
Take advantage of lower-than-average interest rates on auto loans. If you are paying too much on a monthly car loan consider refinancing yourcar paymentwith CAFCU. We can help you save!
Access special members-only discounts and specials year round by visiting our Current Promotions page.
We offer FREE financial coaching with certified financial experts. Get guidance on paying off debt, saving money, buying a car or home, raising and improving your credit score, and more by setting up a free financial coaching session.
Want to explore resources on your own? Check out our Financial Wellness page.
Your loved ones may qualify to join our credit union our not-for-profit financial co-op!
In addition, if you work for one of our employer partners, your colleagues may qualify to join CAFCU too.
Learn more about the benefits of credit union membership and view requirements for qualifying to join here.
Be sure to tell them about our current promotions to help them save money!
A payoff letter can be requested by sending an email to our Real Estate department, sending a fax to 1-847-531-8944, or by calling our real estate servicing department at 1-800-359-1939, ext. 2206. You can also fill out the contact form on this page. Typical turnaround time is 24-48 hours.
